Live widget hidden — enable in cookie settings
US Weekly Recap: Week Ending Saturday, July 25, 2026

US Weekly Recap: Week Ending Saturday, July 25, 2026

US weekly market recap for week ending July 25, 2026

US Weekly Recap: Week Ending Saturday, July 25, 2026

0 views     21 hours ago
4 min read
Text Size

Now I have the full picture. Let me write the post.

Key PointsAbout This Summary iAn AI tool helped create this summary based on the text of the article. The Luna3 team has checked it for accuracy and revised as necessary. Read more about how we use AI in our publishing process.
  • All four major indices fell as Brent crude breached $100 on Houthi attacks, reigniting inflation fears and pushing the 10-year yield to 4.68% — the highest since January 2025.
  • Consumer discretionary cratered 5.2% for the week — Tesla dropped 14% on an earnings miss while Alphabet slid 7% after hiking its AI capex forecast to $205 billion.
  • Energy led sectors at +3.4%, gold broke above $4,050, and fed funds futures now price a one-in-three chance of a July hike at the upcoming FOMC meeting.

The Week in the Indices

Every major US index finished the week in the red, with the Nasdaq 100 taking the hardest hit at -1.60% as mega-cap tech earnings disappointed. The S&P 500 slipped 0.59%, the Dow held up better at -0.39%, and the Russell 2000 dropped 0.98% — small caps offered no refuge this time. The week’s damage was front-loaded: Wednesday’s session alone accounted for the bulk of the drawdown after Tesla and Alphabet reported after Tuesday’s close.

The VIX closed at 18.58, actually down 1.01% for the week despite the index-level selling. That’s a curious signal — implied volatility is declining even as realized vol spikes. Read it as the market treating this as a rotation event, not a systemic risk repricing. The fear gauge isn’t complacent at 18.6, but it’s nowhere near the panic readings above 25 that would mark a genuine sentiment break.

Sector Winners & Losers

The sector map tells a clean rotation story: old economy up, consumer growth demolished. Energy (XLE) led the board at +3.36%, the direct beneficiary of oil’s surge toward $100 Brent. Industrials (XLI) followed at +1.81%, with materials (XLB) up 1.44% and copper’s 1.92% weekly gain confirming the reflation bid. Healthcare (XLV) added 0.92% — a defensive pocket that caught inflows as growth sold off.

On the other end, consumer discretionary (XLY) was obliterated, down 5.22% for the week. Tesla’s 14% post-earnings crash was the primary driver — the stock carries roughly 20% of XLY’s weight. Technology (XLK) eked out a 0.17% gain despite the Alphabet and Tesla wreckage, suggesting the rest of the sector quietly absorbed the blow. Financials (XLF) flatlined at +0.09%, treading water as higher yields helped net interest margins but rising rate-hike odds clouded the lending outlook.

Rates, Commodities & the Dollar

The bond market set the week’s tone. The 10-year yield climbed 3.04% to 4.679%, its highest level since January 2025, while the 30-year pushed to 5.162% — up 1.94%. The catalyst was oil: Brent crude breached $100 per barrel after Houthi rebels attacked tankers off the Red Sea coast of Saudi Arabia. WTI surged 9.67% to $90.47, the kind of weekly move that forces bond traders to reprice the inflation path.

Gold responded to the geopolitical risk premium, climbing 1.07% to $4,056. Silver outperformed at +4.38%, and copper’s 1.92% gain suggests the metals complex is pricing in both inflation hedging and sustained industrial demand. The DXY firmed 0.71% to 101.5 as rate-hike expectations lifted the dollar — GBP/USD dropped 1.19%, the sharpest G10 move, while EUR/USD fell 0.61% and USD/JPY pushed to 163.8.

What Drove the Week

Three forces converged. First, Houthi attacks on Saudi-coast shipping routes sent Brent above $100 for the first time since the US-Iran tentative peace deal collapsed, reigniting the oil-to-yields-to-equities transmission chain that markets thought they’d moved past. The 10-year’s jump to 4.68% was the bond market’s verdict: energy-driven inflation is back on the table.

Second, mega-cap earnings underwhelmed where it mattered most. Tesla posted a second-quarter miss — deliveries grew 25% year-over-year but profits fell and free cash flow turned negative as capex and opex surged. Alphabet compounded the AI-spending anxiety by raising its 2026 capital expenditure forecast to $195–$205 billion, up from $180–$190 billion. Investors are asking when the AI buildout delivers returns, not just GPU orders.

Third, with the FOMC meeting on July 28–29, fed funds futures shifted: the probability of a rate hike has climbed, with markets now pricing roughly a one-in-three chance the Fed moves at the July meeting and over 80% odds for September. Chair Kevin Warsh’s Fed has held rates at 3.50–3.75% for four consecutive meetings, but $100 oil changes the calculus.

Week Ahead

The FOMC decision on Wednesday is the single biggest event — not because a hike is the base case, but because the statement’s language on energy-driven inflation will set the tone for September pricing. Watch the S&P 500 around 738 — a decisive break below opens the door to a deeper pullback toward 720. Earnings season continues with over 150 reports still on deck. The bias heading into next week leans defensive: rising yields, $100 oil, and rate-hike uncertainty are not the ingredients for a risk-on recovery. We’ll be tracking the setup at Luna3.

Read next: Market Pulse · VIX Term Structure · What Is a Bond?

AI-Augmented Stock Research

Get early access to Orbit

Orbit is Luna3.ai’s AI-augmented research engine. 12 algorithmic signals + a gradient-boosted ML model + an agentic LLM that reads each top pick’s filings and writes a daily thesis with conviction score and catalyst proximity. Three regimes, three playbooks — growth in expansion, defensives in late-cycle, recovery plays at panic bottoms. The 3 in Luna3.ai.

No spam. Unsubscribe any time.

Disclaimer

Luna3.ai content is for educational and informational purposes only and does not constitute personalized investment, trading, or financial advice. Some posts are researched or drafted with AI assistance and may contain mistakes; primary sources for data and claims are linked inline within each article. Always do your own research and consult a licensed advisor before making financial decisions. Past performance does not guarantee future results. Some articles on this site contain affiliate links; if you click through and complete an action — such as opening a brokerage account — Luna3.ai may earn a commission at no cost to you. This does not influence our editorial independence.

Comments
Sort by
Top comments
Newest first
Add a comment...

No comments yet. Be the first to share your thoughts!

Stay ahead of the markets.