Effective Date: 21st February, 2026

At Luna3.ai, we believe in transparency. Financial markets are inherently volatile, and while our goal is to provide high-quality intelligence, we want to ensure our readers understand the risks involved in trading and investing.

1. No Financial Advice

All content published by Luna3.ai and Ayr 122 Pty Ltd is for informational and educational purposes only. We do not provide personalized investment advice, and no content on this site should be construed as a recommendation to buy, sell, or hold any security or financial instrument.

2. Market Volatility & Loss

Investing in financial markets—including stocks, cryptocurrencies, forex, and commodities—involves a high degree of risk. Prices can fluctuate significantly in short periods. You should never invest money that you cannot afford to lose. Past performance is not indicative of future results.

3. AI & Data Limitations

Our “Intelligence” is synthesized using advanced Artificial Intelligence models.

• Accuracy: While we aim for precision, AI can occasionally misinterpret data or miss nuances in fast-moving markets.
• Timeliness: Market conditions change in seconds. Information that was accurate at the time of publication may be outdated by the time you read it.
• Technical Error: We are not responsible for any technical glitches or data delays from our third-party providers.

4. Individual Responsibility

You are solely responsible for your own investment decisions. We strongly recommend consulting with a qualified, licensed financial professional before making any financial commitment.

5. Third-Party Risks

We may review or link to various brokers, exchanges, or financial tools. Luna3.ai is not responsible for the performance, security, or regulatory status of these third-party entities.